About The Medicare Gals


Your Medicare Gals

Sharon Luker and Lynne Stuart Timm have been helping clients independently with their Medicare options for over 20 years. They decided to collaborate and form "Your Medicare Gals". This allows them to be a local resource for all things Medicare in Dallas/Ft. Worth, TX and also throughout the United States.

They know Medicare can be confusing. They will work with you to make the best personal decision for your Medicare health insurance. Their goal is to make this process as simple as possible.

Sharon R. Luker



Sharon R. Luker of LTC Planning Consultants is most known for helping Financial Planners and their clients with Long-Term Care Insurance, however, she also has extensive knowledge helping clients as they go on Medicare. This includes finding health insurance for the non-Medicare spouse.

Sharon also helps small groups find the best health plan for them. Sharon has been quoted in numerous publications including the Dallas Morning News, Long- Term Care Insurance Sales Strategies, Investment News, Financial Advisor Magazine, and most recently Nerdwallet which syndicated the article via AP worldwide. She has served on numerous Boards of Directors which include the local Dallas/Ft. Worth chapter of the Financial Planning Association (FPA). Sharon was awarded the FPA D/FW Chairman's Award for her contribution to the local FPA Chapter.

Lynne Stuart Timm



Lynne Stuart Timm of Simple Insurance USA, has been in the insurance industry since 2009. She was a financial advisor with MetLife Financial Group of Texas in Dallas until 2014 and then decided to go independent and focus mainly on health insurance. There was a shortage of agents and advisors to help navigate and understand all the changes that have been occurring in the industry since the Affordable Care Act was put into place.

She is owner and insurance advisor of "Simple Insurance USA" and she is currently a VP with her broker North American Insurance Services. Lynne has served with various organizations including Center for BrainHealth at UTDallas, Junior League of Dallas and Chambers of Commerce.

Lynne has been a Texas resident since 1975 and emigrated to the US from England with her parents at a very young age. Helping Medicare beneficiaries find the best coverage to meet their needs and budget is her highest priority. Since 2014 she has worked with hundreds of individuals to make sense of their insurance options.